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The Susan Ramsey Team, REALTORŪ, real estate agents and broker for Glendale, Peoria and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
What price range is considered upscale or high-end in residential real estate?

A 
The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
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The Susan Ramsey Team, REALTORŪ, real estate agents and broker for Glendale, Peoria and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

The Susan Ramsey Team
RE/MAX Integrity Realtors

20241 N. 67th Ave., #A-1
Glendale, AZ 85308
623-486-3600
800-466-2765
623-362-3085
susanramsey@NUMBER1EXPERT.com

The Susan Ramsey Team is: "The Right Choice For ALL Your Real Estate Needs"

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RE/MAX Integrity Realtors real estate and homes for sale in Glendale, Peoria and Phoenix Arizona

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