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All agents are NOT alike! Find out why we are top real estate experts. Call us: (800)466-2765.
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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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Compare three mortgages
at one time. Download TripleCalc now. It's free.
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The Susan Ramsey Team are some of The Top Selling Real Estate Experts Find Out More > |
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Things To Do In Glendale, Peoria and Phoenix!
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Guides to Local
Dining/Restaurants
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Special Local Attractions
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 Request our Free Glendale, Peoria and Phoenix Relocation Package. It's packed full of useful and important information about the Glendale, Peoria and Phoenix, Arizona area. Don't move here without it! Remember: we'll send it to you for free and without obligation. There's so much to do in Glendale, Peoria and Phoenix! Let us send you our FREE relocation package about this great area. There's NO obligation, and we promise to respond quickly... 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
Why is the Terra Amata site in Nice, France famous?
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| A |
Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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See More Real Estate Trivia > |
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