Glendale, Peoria and Phoenix real estate and homes for sale in Arizona, Luxury homes, Golf course properties - The Susan Ramsey Team, REALTORS® The Susan Ramsey Team REALTORS(r) for Glendale, Peoria and Phoenix, Arizona real estate - NUMBER1EXPERTS™ The Susan Ramsey Team NUMBER1EXPERTS(tm) for Glendale, Peoria and Phoenix, Arizona real estate
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The Susan Ramsey Team, REALTORŪ, real estate agents and broker for Glendale, Peoria and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: (800)466-2765.


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Mortgage Prequalification: Glendale, Peoria and Phoenix Arizona home buying, real estate listings, and homes for sale in Maricopa County, AZ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Glendale, Peoria and Phoenix real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What acclaimed house built of stone, concrete, and glass is built over a waterfall?

A 
Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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The Susan Ramsey Team, REALTORŪ, real estate agents and broker for Glendale, Peoria and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

The Susan Ramsey Team
RE/MAX Integrity Realtors

20241 N. 67th Ave., #A-1
Glendale, AZ 85308
623-486-3600
800-466-2765
623-362-3085
susanramsey@NUMBER1EXPERT.com

The Susan Ramsey Team is: "The Right Choice For ALL Your Real Estate Needs"

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RE/MAX Integrity Realtors real estate and homes for sale in Glendale, Peoria and Phoenix Arizona

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