Glendale, Peoria and Phoenix real estate and homes for sale in Arizona, Luxury homes, Golf course properties - The Susan Ramsey Team, REALTORS® The Susan Ramsey Team REALTORS(r) for Glendale, Peoria and Phoenix, Arizona real estate - NUMBER1EXPERTS™ The Susan Ramsey Team NUMBER1EXPERTS(tm) for Glendale, Peoria and Phoenix, Arizona real estate
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The Susan Ramsey Team, REALTOR®, real estate agents and broker for Glendale, Peoria and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Glendale, Peoria and Phoenix Arizona home buying, real estate listings, and homes for sale in Maricopa County, AZ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Glendale, Peoria and Phoenix real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Foreclosures >1. What Is a Foreclosure?

A foreclosure is a legal process through which a mortgagor loses his or her equitable right to redeem a mortgaged estate; in other words, the lender completely repossesses the home from the borrower (homeowner.) The lender goes through the legal motions to sell the property, terminate all the homeowner’s rights in that property, and remove the homeowner.

What are the effects?

  • The most stressful and pressing effect that foreclosure has is that the borrower loses his or her place to live.
  • Foreclosure negatively affects the borrower’s credit rating. It stays on a credit report for seven years and drops a credit score 250 points.
  • A borrower who’s been foreclosed on may have trouble finding and keeping jobs since good credit may be required by employers to be hired.
  • A foreclosed home can bring down the value of surrounding homes.

See All Tips In The "Foreclosures" Category >
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Real Estate Trivia
Q 
What is the average age of a first-time homebuyer in the United States today?

A 
The average age of a first-time U.S. home buyer is 32 years.
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The Susan Ramsey Team, REALTOR®, real estate agents and broker for Glendale, Peoria and Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

The Susan Ramsey Team
RE/MAX Integrity Realtors

20241 N. 67th Ave., #A-1
Glendale, AZ 85308
623-486-3600
800-466-2765
623-362-3085
susanramsey@NUMBER1EXPERT.com

The Susan Ramsey Team is: "The Right Choice For ALL Your Real Estate Needs"

Equal HousingMLSREALTOR


RE/MAX Integrity Realtors real estate and homes for sale in Glendale, Peoria and Phoenix Arizona

RE/MAX Integrity Realtors real estate and homes for sale in Glendale, Peoria and Phoenix Arizona

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